Risk management is central to governance responsibility — but effective risk oversight isn’t just about avoiding danger. It’s about enabling innovation while protecting what matters most.
1. Are we compliant?
Are we meeting all legal and regulatory obligations?
Example: Has your club recently reviewed its compliance with liquor licensing laws and AML/CTF regulations, or updated its policies in line with Fair Work changes?
2. Are we financially sustainable?
Do we have robust financial systems and controls?
Example: Does your club rely heavily on gaming revenue? What’s the plan if that revenue stream declines due to regulatory changes?
3. Is our reputation protected?
What could threaten our club’s brand and public trust?
Example: Do you have a media response plan in case a member misconduct incident goes public?
Crisis management plans, stakeholder communication strategies and media protocols should be documented and rehearsed.
4. Is our strategy still relevant?
Are we adapting to external changes?
Example: Has your club considered how changing demographics or digital engagement trends like AI could affect your strategic plan?
Clubs must assess whether their mission and ethos remain aligned with member needs and trends. Empowering staff to make agile decisions within clear parameters is key.
5. Are our governance structures fit for purpose?
Example: Are board members stepping into operational decisions, or is there clear delegation to the secretary manager? Are governance practices current and regularly reviewed?
Strong structures protect against internal threats and ensure accountability.
6. Are our operations resilient?
Example: If your club’s booking system or EFTPOS network went down on a Friday night, is there a backup plan?
Consider what operational risks could disrupt service delivery, such as technology failures or staff shortages. Clubs should have contingency plans and test their systems regularly.
7. Are we managing our people risks?
How are we supporting staff and volunteers?
Example: Are your volunteers trained in WHS procedures, and do you have a clear process for handling grievances?
Recruitment, retention, training, performance management and WHS compliance are all critical. A healthy workplace culture reduces risk and boosts engagement.
8. Is our data secure?
Are we protecting member and staff information?
Example: Is your membership database password-protected and regularly backed up? Are staff trained in privacy protocols? Do you have cyber security measures in place?
9. Are our fundraising practices ethical and effective?
Do our fundraising strategies comply with legal and moral standards?
Example: If your club runs raffles or charity events, are you meeting all legal requirements and reporting obligations?
10. What is our risk culture?
Have we defined our risk appetite?
Example: Is your board too cautious to trial a new member engagement app, or too quick to approve capital projects without a full risk analysis?
A well-crafted risk appetite statement helps boards and executives align on which risks are worth taking and which are not.
In summary
Risk management isn’t just a checklist — it’s a mindset. By asking the right questions, club directors can foster a culture of informed decision making, strategic agility and member trust.
Keep learning
- Mandatory Director Training — face-to-face and virtual sessions scheduled across all regions, alongside professional development courses and Club Education seminars.
- Bespoke training — face-to-face sessions for boards or regions with groups of 10 or more.
Need support?
ClubAssist is available to help directors and CEOs navigate governance challenges and strengthen board effectiveness. Call 1300 730 001 or email enquiries@clubsnsw.com.au.